The Difference Between Workers’ Compensation and. Personal Injury Compensation Lawsuits
Do you know the difference between personal injury compensation and workers’ compensation? If you want to know more about it, then peruse this website further.
For sure, you have heard lots of individuals talking about workers’ compensation and personal injury compensation but not all are aware about it. Most often, the two are mistakenly associated with each other or as treated the same. For those who wanted to discover more about these topics, then they should read more now.
Knowing More About Personal Injury Compensation and Workers’ Compensation
Workers’ compensation is the term used to described the compulsory insurance payment given by employers to employees when they got injured or encountered accidents while performing their duties. On the other hand, personal injury compensation is the money paid to men and women who got injured by another individuals in accidents. Those responsible for these accidents are mandated to pay the injured individuals not only of their medicines and hospital bills but also the number of days they are absent from work. Statistics reveal that there are around 2.9 million work-related and nonfatal complaints and injuries in 2016 alone. Whenever you are injured while performing your tasks in the company, you need to file either personal injury or workers’ compensation claims, depending on the factors that caused the injuries. Keep in mind that both differ not only in meaning but also on the manner on how you file the claim but also in getting the compensation. Other than the ones mentioned awhile ago, there are other things in which they differ and these are discussed underneath.
Unveiling the Difference Between Personal Injury Compensation and Employees’ Compensation
Companies furnish not only money but also medical benefits to their workers when they got injured, sick or hurt while at work. Whenever they die, then they are obliged to offer benefits to their dependents. No matter who is responsible for the injury or accident, compensations are given by employers.
Nevertheless, personal injury is totally different simply because injured men and women need to file lawsuits in the civil courts not just to formalize their claims but also to determine the responsible ones for the accidents. During the trial, the prosecution must prove that the defendants are guilty of negligence.
The compensation received by employees are based on their average salaries. But, the compensation received by those who filed for personal injury claims are dependent on the severity of harm or injuries inflicted on the person. There are also instances where they obtain punitive damages to deter them from doing these incidents again.
If victims of personal injuries can readily file claims and lawsuits at courts, then this is the opposite of workers’ compensation.
No matter what kind of compensations and claims you file, make sure that you obtain the services of experienced, reputable, licensed, and accredited lawyers.